Many consumers are unaware that Gragil Associates must follow strict federal debt collection laws. If you are receiving repeated calls throughout the day or being contacted early in the morning or late at night, this may be considered harassment under the FDCPA. Collectors are prohibited from making false threats of lawsuits, wage garnishment, or arrest to pressure you into paying. An... https://protectionforconsumers.com/stop-gragil-associates-debt-collection-harassment/